Payment Methods and Processing
Learn about the payment methods ShazPay supports, how payments are processed, fee structures, and security features that protect your business and customers.
Supported Payment Methods
Credit & Debit Cards
Accept all major card brands worldwide
- Visa, Mastercard, American Express
- Discover, JCB, Diners Club
- Local card brands in 40+ countries
- 3D Secure authentication support
Digital Wallets
One-tap payments with popular digital wallets
- Apple Pay (iOS Safari)
- Google Pay (Chrome)
- Microsoft Pay
- Browser-saved payment methods
Bank Transfers (ACH)
Direct bank account payments (US only)
- US bank account verification
- Instant verification with Plaid
- Micro-deposit verification
- Same-day ACH processing
International Payments
Accept payments from customers worldwide
- 135+ currencies supported
- Automatic currency conversion
- Local payment methods
- Multi-language checkout
How Payment Processing Works
Customer clicks payment link
Your customer receives and clicks on your ShazPay payment link
Secure checkout page
Customer is redirected to a secure, hosted checkout page
Payment processing
Payment is processed securely through our payment infrastructure
Real-time notifications
Both you and your customer receive instant confirmation
Automatic settlement
Funds are automatically transferred to your bank account
Transparent Fee Structure
ShazPay offers competitive rates across all tiers. All fees include payment processor fees plus our platform fee. No hidden costs, no monthly minimums.
Free Tier
- Basic payment processing
- Standard settlement
Pro Tier ($29/month)
- Lower transaction fees
- Priority support
- Advanced analytics
Premium Tier ($79/month)
- Lowest transaction fees
- Volume discounts
- Dedicated support
Security & Compliance
Your business and customer data is protected by enterprise-grade security measures and industry-leading compliance standards.
PCI DSS Compliance
Highest level of security for handling card data
3D Secure Authentication
Additional verification layer for card transactions
SSL/TLS Encryption
All data encrypted in transit and at rest
Fraud Detection
Machine learning-powered fraud prevention
Chargeback Protection
Advanced tools to prevent and manage disputes
Settlement Timeline
Standard Payouts
- • Card payments: 2 business days
- • ACH payments: 3-5 business days
- • International: 2-7 business days
- • Weekends and holidays excluded
Instant Payouts (Premium)
- • Available 24/7 for eligible payments
- • 0.5% fee per instant payout
- • Funds arrive in 30 minutes
- • Debit card required for instant payouts
Common Payment Issues
Payment Declined
Most declined payments are due to insufficient funds, expired cards, or bank security measures.
- • Ask customer to check their card details
- • Suggest trying a different payment method
- • Contact their bank if issue persists
Delayed Payouts
Payouts may be delayed for account verification or risk review:
- • Complete any pending verification requirements
- • Check for unusual payment patterns
- • Contact support for specific delays
Ready to Start Accepting Payments?
Set up your first payment link and start processing payments with ShazPay's secure, reliable payment infrastructure.